Buildings and Contents Insurance – protect your home and possessions
Buildings and Contents Insurance can either be taken out separately or as a combined policy to protect your home and everything within it.
- Buildings insurance covers the cost of repairing damage to the structure of your property, both inside and out, or the costs associated with the demolition and reconstruction of your property should that be deemed necessary. Outdoor structures such as garages and fences are also included. On top of this, buildings insurance covers a limited sum for accommodation should you have to move out while works are being carried out, permanent fixtures and fittings, interior decoration and underground tanks, pipes, cables, and drains (to the mains supply).
Your buildings insurance policy can even be extended to include cover for accidental damage to the inside of your home, or damage to someone else’s property when in your home.
- Household contents insurance (sometimes known as home contents insurance) covers most of your personal belongings and household possessions against loss or damage. This includes furniture, domestic equipment, electrical appliances, furnishing, clothing, food and drink, some valuables and cash up to a certain limit.
For an additional charge, you can add extra features such as legal expenses insurance, identity fraud protection, home emergency cover, accidental damage and cover for your personal belongings while they are away from your home.
Much like all insurance policies, your buildings and contents insurance should be tailored to your needs, selected to suit your home, and priced to fit with your budget.
At Cobalt Financial we sort through the myriad of jargon and policy terms and conditions to help you to find the policy that best meets your particular needs and covers everything you want it to cover while ensuring that you get the best deal possible.
To comprehensively protect your property and possessions, call us today on 020 8958 8069.
(Buildings and Contents Insurance products are usually offered from a limited panel of providers.)